NZ's Fastest Short Term
Business Loans and 2nd Mortgages
Funds in your account in 24 hours
Borrow from $20,000 to $500,000
Bad Credit Score & Loan Arrears? OK
We don’t do Valuations
Loans from 1 - 12 months.
New Business Start Up? OK
No financials or cashflow records needed.
Business Loans and 2nd Mortgages
Funds in your account in 24 hours
Borrow from $20,000 to $500,000
Bad Credit Score & Loan Arrears? OK
We don’t do Valuations
Loans from 1 - 12 months.
New Business Start Up? OK
No financials or cashflow records needed.
Different To Others, Better For Clients
There is much more to a business loan than the interest rate. The interest rate is just one small part. What about monthly fees that you weren’t told about by other business lenders in the glossy ads?
What about the massive upfront fees of thousands of dollars that your client has to physically pay just to get their business loan assessed? All of a sudden, that business loan is not looking that cheap anymore, is it?
And what about flexibility? Does the elcheapo business loan allow your client to extend if they need more time, and do so without any penalites? What if they want to pay the loan out early? Can they do that without any penalities?
Often, the answer will be NO.
And then there is the speed. The business bridging loans and 2nd mortgages with the phoney cheap interest rates often take 1, 2 or even 3 weeks to settle, as these lenders will want your client to pay thousands of dollars up front so they can do a full valuation on their property.
If your business client needs the money by the next business day, what use is that to them? Plus, there is no guarantee the property valuation will come back favourable, so you may waste 2 or 3 weeks and thousands of dollars for nothing.
So beware of the little hidden traps that exist out there, and remember that HomeSec Business Finance does NOT do valuations.
There is much more to a business loan than the interest rate. The interest rate is just one small part. What about monthly fees that you weren’t told about by other business lenders in the glossy ads?
What about the massive upfront fees of thousands of dollars that your client has to physically pay just to get their business loan assessed? All of a sudden, that business loan is not looking that cheap anymore, is it?
And what about flexibility? Does the elcheapo business loan allow your client to extend if they need more time, and do so without any penalites? What if they want to pay the loan out early? Can they do that without any penalities?
Often, the answer will be NO.
And then there is the speed. The business bridging loans and 2nd mortgages with the phoney cheap interest rates often take 1, 2 or even 3 weeks to settle, as these lenders will want your client to pay thousands of dollars up front so they can do a full valuation on their property.
If your business client needs the money by the next business day, what use is that to them? Plus, there is no guarantee the property valuation will come back favourable, so you may waste 2 or 3 weeks and thousands of dollars for nothing.
So beware of the little hidden traps that exist out there, and remember that HomeSec Business Finance does NOT do valuations.
